If you’ve finally had it with the Mac version of Quicken, we’ve taken a closer look at the best Quicken alternatives for Mac of 2019.

Quicken for Mac has lagged behind the Windows version for years and even though Quicken 2019 was an improvement, the decision to make it subscription only was the final straw for many faithful users.

The good news is that nowadays there’s some great personal finance software for Mac that not only do a better job, they don’t require a monthly or annual subscription to use.

Some of the apps featured here are even FREE like the excellent Personal Capital which blows Quicken out of the water when it comes to investment tracking and requires no subscription or commitments.

Xero's cloud-based accounting software, which is available for both PC and Mac, is a full-featured solution that doesn't compromise on features or ease of use just because you're using a Mac.

The Best Small Business Accounting Software of 2018. Interactive home pages, or dashboards on these websites play two primary roles. The Best Enterprise Accounting Software of 2018.
Identifying the best personal finance software for you based on which platform you use the most (desktop, online, Mac, iPhone, Android, BlackBerry, etc.) can be a daunting undertaking, especially due to the hundreds of budgeting, personal finance, money management, and savings software sectors.

Apart from price, other reasons the apps here are better than Quicken include:

Bank Syncing: Quicken is notoriously bad at syncing with bank accounts. You’ll find the apps here that support connecting to financial institutions far more reliable.
Mobile Support: Quicken’s mobile app is limited and nowhere near as useful as the desktop app. Most of the apps here have well designed iPad and iPhone apps which are clear and easy to use.
Investment Tracking: The Mac version of Quicken has never been good at tracking investments. You’ll find software here that do a much better job of managing car loans, home loan amortization, stocks, retirement funds and more. For a more specific look at investment apps, check out our look at the best investment software for Mac.
Less Paperwork: By centralizing all of your accounts and bill payments with some of the tools here, you should also find that they help you if you want to create a paperless office on your Mac.
Better Tax Tracking: You’ll also find that many of the apps here do a better job of preparing your accounts when it comes to filing taxes on your Mac.

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With this in mind, here then is our list of the best alternatives to Quicken for Mac in order of ranking.

1. Personal Capital (Free)

Personal Capital is a superb tool to manage your finances and best of all, it’s actually free to use.

If you already use Intuit’s other budgeting tool Mint (see review later), you’ll really like Personal Capital because it’s got the same feel but with far more powerful investment management features.

Around 1.8 million people use Personal Capital and many of them have switched from Quicken, especially those with investments.

Here’s a summary of why Personal Capital is such a great replacement for Quicken.

It’s free

Hard to believe for a personal finance software worth its salt but Personal Capital is 100% free to use for as long as you want with no limitations.

Personal Capital only charges you a small commission if you decide you want to maximize your investments via a personal consultation with one of its own Financial Advisors.

This is completely optional and not obligatory but is there if you want it.

It syncs accounts seamlessly in one place

If you’re tired of constant syncing issues and problems with Quicken, Personal Capital is a breath of fresh air.

It syncs extremely well with all major financial institutions, aggregates your accounts and makes it easy to get an overview of your finances.

This includes checking, savings, 401k, mortgage and investment accounts.

That’s not to say that hiccups don’t happen as much depends on technical changes made by financial institutions but it’s so much more reliable than Quicken.

You can also download any transactions synced with Personal Capital in CSV format.

It analyzes your investments to save you money

What makes Personal Capital different to many budgeting apps is that it also helps you save money on existing investments.

One of the ways it does this is via a fee analyzer and an investment analyzer.

For example, the retirement fee analyzer immediately identifies areas where you may be getting ripped-off or over charged with 401K admin or management fees.

The investment analyzer does the same for your investments to see where your existing investments and holdings can be diversified to improve your returns.

It helps you plan for the future

By telling Personal Capital exactly how much income you expect to have in retirement, Personal Capital calculates exactly how on or off track you are.

It can also assess the impact on your 401k of major life events such as the birth of a child, illness, college fees etc. Or it can be used to assess how your immediate finances could be improved if you get a lump sum and eliminate expensive premiums by getting a free estimate on selling your life insurance policy.

There’s also a comprehensive cost of living retirement calculator which gives you useful insights into your average net worth by age.

In fact Personal Capital is easily the best retirement planning software for Mac available.

It’s as secure as any bank out there

Like any major financial institution, Personal Capital is registered with the Securities and Exchange Commission (“SEC”) and has to adhere to the same security standards and procedures.

What’s reassuring about Personal Capital is that it doesn’t actually handle your log in details at all. It uses Yodlee which is a highly secure financial credentials management system used by major banks and investment institutions worldwide.

This is bank level, military grade security that’s about as secure as it gets nowadays.

Even if your account were somehow compromised, Personal Capital doesn’t actually allow transferring of funds via the interface so they cannot be touched anyway.

There are other measures that Personal Capital takes to encrypt and protect your data which you can read more about here.

You can talk to a human if you want to

Sometimes an app just isn’t enough if you really want to grow your money.

Especially if you’re investing large sums, Personal Capital allows you to consult with a Personal Capital advisor who can make specific recommendations based on your personal situation and minimize tax liabilities.

You need a minimum of $100,000 to use this service and Personal Capital charges a commission for it but for serious investors, this is a unique bonus of the app.

Personal Capital obviously encourages you to use one its Financial Advisors but there’s no hard sell if you’re not interested.

You can check your finances on the move

The Personal Capital iOS app is one of the best personal finance apps for iPad or iPhone we’ve tried, allowing you to manage and monitor your finances wherever you are.

It’s clear, easy to use and has lots of features compared to most mobile budgeting apps.

Quicken vs Personal Capital

Quicken	Personal Capital
Subscription Fee
Lifetime License
Easy To Use
All Accounts In One Place

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